Your Large Mortgage, Investment Property &
High Net Worth Specialist
Kathryn LongKathryn Long
16:37 03 Feb 22
I can't say enough good things about Robert. He really goes the extra mile and looks at the whole financial picture, not just a simple mortgage approval. I've seen him jump through hoops to make things happen that were next to impossible. I'd recommend him all day, every day, to any one.
Carol TruongCarol Truong
16:45 04 Dec 21
Robert is knowledgeable, approachable, and highly responsive. In addition, he strongly advocates for his clients in an effort to obtain the best deal.He is very professional, especially with such sensitive financial information. Robert made the process as seamless as possible, particularly for a First Time Homebuyer. I can't imagine any other broker being as patient, attentive, and timely.Certainly recommend his services. My family was so impressed and appreciative that they have become his clients as well.
Jonny ThompsonJonny Thompson
02:28 04 Dec 21
Professional, reliable and knowledgable are all qualities that Robert embraces. Robert Speakman carries all of these qualities and more, truly making everything super easy and understandable. A pleasure to work with!
Brian DoyleBrian Doyle
22:32 22 Sep 21
Used Key Mortgage for the first time this year. Previously had always gone through banks. Robert Speakman was professional and went the extra mile to get us a great rate. Will definitely use him again for any mortgage needs!
Shazia MalikShazia Malik
14:46 09 Jul 21
Robert is absolutely fantastic! Robert not only took the time to educate me on the best financial path forward when it came to my mortgage and property purchase, but he is super friendly and extremely helpful in all aspects. He will not stop until he gets the best available options for you. He is incredibly knowledgeable, a natural problem solver, and incredibly attentive to all my needs and questions. Every email/text I have sent is responded to almost immediately. I highly recommend Robert to anyone looking to purchase a home.
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Better Advice & Better Planning

Starting a Family

Starting a family is exciting and terrifying.   From buying a larger home to planning for maternity leave, your monthly costs are going to increase drastically. This will be the most expensive phase of your life. The stress of new costs can steal your attention from what really matters, enjoying every moment as your family grows.

I have several strategies for young families, that lower monthly costs and create an emergency fund for unexpected costs. My goal is to lower your financial stress as much as possible so your can enjoy your lives together. Each family is unique, and your mortgage payment strategy should be too.

Retirement Planning

Retired or Retirement Planning

Retiring partially or completely leads to several financing challenges. Your income reduces significantly and your ability to lend money drops significantly. You have a large amount of equity, but you will  have difficulty accessing it. The balance of income and equity is very delicate and changes constantly. Your Accountant and Financial Planner/Investment Advisor have plans for your money. I work as a team with your Accountant and Planner to achieve your goals.

I have specialized in using investment income and home equity to access mortgages/lines of credit for people with lower income. You worked your whole life to retire and live comfortably, you deserve the best options and planning. Every retirement looks a bit different, so each mortgage or line of credit strategy needs to be tailored to your needs.

Going After Your Dreams

There is nothing I enjoy more than helping people achieve their goals. Returning to school, starting a new business, taking a year off to travel, or becoming a property investor are just a few ideas.

Accessing your equity and lowering your payments are some of the ways your can “press pause” on your mortgage to focus on you. Its even possible to use your mortgage, to create an income. Living without an income for even a short period of time takes expert planning with your accountant, financial planner and mortgage advisor. I work in as a team with your professionals, to tailor a mortgage strategy that lets you focus on making your dreams a reality. You won’t find excuses to put off your goals here, only solutions!

Contact Us About a Mortgage Today

Robert Speakman
Team Speakman Contact

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(416) 576-4004

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Robert Speakman, Mortgage Agent
Agent #: M10002368

Markets Served: Southern Ontario

Working for you, not the Banks

Your financial success is my passion.  I provide honest, straight forward mortgage advice, with the goal of helping you grow wealth and become debt free faster. Better mortgage planning will save your more money than rate shopping ever could, great rates are only part of the equation.

With over 12 years of mortgage agent experience and 14 years of property investing, I know how to best serve you at every step of your financial journey. From buying your first home or rental property, to retiring, I have several strategies to help you achieve your goals and make your money go farther.

I don’t believe in being house poor, and I will never encourage a mortgage that will prevent your from achieving your goals.  My goal is to improve your financial health with every transaction, regardless of what stage you are at. My specialties are large mortgages, investment properties, equity take out and high net worth individuals.

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